How to get an insurance license in California
Every California producer and adjuster license in one place: hours, exams, fees and links, sourced from the California Department of Insurance.
California insurance license requirements
| Life-Only Agent | Accident & Health or Sickness Agent | Property & Casualty Broker-Agent | Independent Insurance Adjuster | |
|---|---|---|---|---|
| Pre-licensing education | 12 hours | 12 hours | 12 hours | None required |
| Exam vendor | PSI | PSI | PSI | PSI |
| Exam fee | $55 | $55 | $55 | $79 (CDI fee schedule); $122 at PSI site |
| Questions / time | 75 · 105 min | 75 · 105 min | 150 · 195 min | 100 · 150 min |
| License application fee | $188 | $188 | $376 ($188 Property + $188 Casualty) verify | $311 verify |
| Fingerprints | Required: Live Scan via Capital Live Scan, total $74 ($17 FBI + $32 DOJ + $25 vendor) | Required: Live Scan via Capital Live Scan, total $74 ($17 FBI + $32 DOJ + $25 vendor) | Required: Live Scan via Capital Live Scan, total $74 ($17 FBI + $32 DOJ + $25 vendor) | Required: Live Scan via Capital Live Scan, total $74 ($17 FBI + $32 DOJ + $25 vendor) |
| Continuing education | 24 hours · 2 years | 24 hours · 2 years | 24 hours · 2 years | none hours · 2 years |
California Department of Insurance · checked 2026-10
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Questions
How do I get an insurance license in California?
Pick the line (life & health, property & casualty or adjuster), complete any required pre-licensing course, pass the state exam with PSI, get fingerprinted if required and apply through NIPR or the California Department of Insurance.
Does California require a pre-licensing course?
Yes — see the hours for each line in the table.