Life & Health license requirements by state
Pre-licensing hours, exam vendor and fees for the life and health insurance license in every state. Click a state for the full steps.
| State | Pre-licensing | Exam vendor | Exam fee | Application |
|---|---|---|---|---|
| Alabama | None required | University of Alabama (state exam vendor) | $50 | $80 |
| Alaska | None required | Pearson VUE | $89 | $75 |
| Arizona | None required | PSI | $50 | $120 |
| Arkansas | 20 hours | PSI | $50 | $15 application (NIPR $20 per PSI bulletin) |
| California | 12 hours | PSI | $55 | $188 |
| Colorado | 50 hours | Pearson VUE | $41 | $44 |
| Connecticut | 20 hours | Pearson VUE | $65 | $140 + $50 application fee |
| Delaware | None required | Pearson VUE | $90 | $125 |
| District of Columbia | — | Pearson VUE | $75 | $100 |
| Florida | 60 hours | Pearson VUE | $44 | $50 application + $5 license ID fee |
| Georgia | 8 hours | Pearson VUE | $67 | $100 license + $20 processing |
| Hawaii | None required | Pearson VUE | $75 | $150 |
| Idaho | None required | Pearson VUE | $65 | $80 |
| Illinois | 20 hours | Pearson VUE | $92 (covers both general + state exams) | $180 |
| Indiana | 20 hours | Pearson VUE | $69 | $40 |
| Iowa | None required | Pearson VUE | $44 | $50 |
| Kansas | None required | Pearson VUE | $57 | $30 |
| Kentucky | 20 hours | Kentucky DOI (in-house; scheduled via eServices) | $50 | $40 + $40 per line |
| Louisiana | None required | PSI | $36 | $75 |
| Maine | None required | Pearson VUE | $55 | $25 |
| Maryland | None required | Prometric | $65 | $54 |
| Massachusetts | None required | Pearson VUE | $37 | $225 |
| Michigan | 20 | PSI | $41 | $10 |
| Minnesota | 20 hours | PSI | $45 | $50 license + $50 per line (+ up to $10 tech fee) |
| Mississippi | 20 hours | Pearson VUE | $50 | $100 |
| Missouri | None required | Pearson VUE | $32 | $100 |
| Montana | None required | Pearson VUE | $65 | $0 |
| Nebraska | None required | PSI | $43 | $50 |
| Nevada | None required | Pearson VUE | $37 | $185 |
| New Hampshire | None required | PSI | $59 | $210 |
| New Jersey | 20 hours | PSI | $38 | $170 |
| New Mexico | None required | PSI | $75 | $30 |
| New York | 20 hours | PSI | $40 | $40/yr ($80 per 2-yr term) |
| North Carolina | 20 hours | Pearson VUE | $45 | $50 |
| North Dakota | None required | PSI | $67 | $100 |
| Ohio | 20 hours | PSI | $49 | $10 |
| Oklahoma | None required | PSI | $38 | $60 |
| Oregon | 20 hours | PSI | $45 | $100 |
| Pennsylvania | None required | PSI | $45 | $55 (+~$12.50 online fee) |
| Rhode Island | None required | Pearson VUE | $80 | $120 |
| South Carolina | None required | Pearson VUE | $59 | $25 |
| South Dakota | None required | Pearson VUE | $85 | $25 |
| Tennessee | None required | Pearson VUE | $55 | $50 |
| Texas | None required | Pearson VUE | $49 | $50 |
| Utah | None required | Prometric | $32 | $75 |
| Vermont | None required | Prometric | $52 | $60 |
| Virginia | None required | Prometric | $35 (2020 bulletin; unverified current) | $15 per line of authority |
| Washington | None required | PSI | $38 | $55 |
| West Virginia | 20 hours | Pearson VUE | $84 | $50 |
| Wisconsin | 20 hours | PSI | $75 | $10 per line |
| Wyoming | None required | Pearson VUE | $96 | $100 |
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