License Playbook

Property & Casualty license requirements by state

Pre-licensing hours, exam vendor and fees for the property and casualty insurance license in every state. Click a state for the full steps.

None required1–20 h21–40 h40+ h
StatePre-licensingExam vendorExam feeApplication
AlabamaNone requiredUniversity of Alabama (state exam vendor)$75$80
AlaskaNone requiredPearson VUE$89$75
ArizonaNone requiredPSI$59$120
Arkansas40 hoursPSI$50$15 application
California12 hoursPSI$55$376 ($188 Property + $188 Casualty)
Colorado50 hoursPearson VUE$41$88
Connecticut40 hoursPearson VUE$105$140 + $50
DelawareNone requiredPearson VUE$90$125
District of Columbia—Pearson VUE$75 per exam$100
Florida200 hoursPearson VUE$44$50 application + $5 license ID fee
Georgia16 (8 Property + 8 Casualty; +8 Personal Lines course listed)Pearson VUE$67$100 + $20
HawaiiNone requiredPearson VUE$150$150
IdahoNone requiredPearson VUE$130$80
Illinois20 per linePearson VUE$92 per line$180
Indiana40 hoursPearson VUE$69$40
IowaNone requiredPearson VUE$88$50
KansasNone requiredPearson VUE$64$30
Kentucky40 hoursKentucky DOI$100$40 + $80
LouisianaNone requiredPSI$58$75
MaineNone requiredPearson VUE$80$25
MarylandNone requiredPrometric$65$54
MassachusettsNone requiredPearson VUE$74 ($37 Property + $37 Casualty)$225 + 75 lead-paint surcharge
Michigan40PSI$41$10
Minnesota40 hoursPSI$45$50 per line
Mississippi40 hoursPearson VUE$50$100
MissouriNone requiredPearson VUE$40$100
MontanaNone requiredPearson VUE$65 per line$0
NebraskaNone requiredPSI$47$50
NevadaNone requiredPearson VUE$47$185
New HampshireNone requiredPSI$72$210
New Jersey40 hoursPSI$38$170
New MexicoNone requiredPSI$75$30
New York90 hoursPSI$40$40/yr ($80 per 2-yr term)
North Carolina40 (20 + 20)Pearson VUE$45 per exam$50 per line
North DakotaNone requiredPSI$67 per exam$100
Ohio40 hoursPSI$49$10
OklahomaNone requiredPSI$38$60
Oregon40 hoursPSI$55$100
PennsylvaniaNone requiredPSI$55$55 (+~$12.50 online fee)
Rhode IslandNone requiredPearson VUE$80 per exam$120
South CarolinaNone requiredPearson VUE$59$25
South DakotaNone requiredPearson VUE$95$25
TennesseeNone requiredPearson VUE$110 ($55 each at test center; $80 OnVUE combo)$50
TexasNone requiredPearson VUE$49$50
UtahNone requiredPrometric$44$75
VermontNone requiredPrometric$52-68$60
VirginiaNone requiredPrometric$35$15 per line of authority
WashingtonNone requiredPSI$55$55
West Virginia40 hoursPearson VUE$84$50
Wisconsin40 hoursPSI$150 ($75 each)$10 per line
WyomingNone requiredPearson VUE$113$100

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