How to get an insurance license in Florida
Every Florida producer and adjuster license in one place: hours, exams, fees and links, sourced from the Florida Department of Financial Services - Division of Insurance Agent & Agency Services.
Florida insurance license requirements
| Life & Health (2-15 Health & Life incl. Variable Annuities; combined) | Property & Casualty (2-20 General Lines) | Adjuster - All Lines (6-20 company/independent) | |
|---|---|---|---|
| Pre-licensing education | 60 hours | 200 hours | 40 (designation course route) verify |
| Exam vendor | Pearson VUE | Pearson VUE | Pearson VUE |
| Exam fee | $44 | $44 | $44 |
| Questions / time | 165 (150 scored + 15 pretest) · 165 min | 175 (160 scored + 15 pretest) · 180 min | 110 (100 scored + 10 pretest) · 120 min |
| License application fee | $50 application + $5 license ID fee | $50 application + $5 license ID fee | $50 application + $5 license ID fee verify |
| Fingerprints | Required (Live Scan for residents); fee ~$50 verify | Required (Live Scan for residents); fee ~$50 verify | Required (Live Scan for residents); fee ~$50 verify |
| Continuing education | 24 hours · Perpetual (no expiration); CE compliance every 2 years | 24 hours · Perpetual; CE every 2 years | 24 hours · Perpetual; CE every 2 years |
Florida Department of Financial Services - Division of Insurance Agent & Agency Services · checked 2026-10
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Questions
How do I get an insurance license in Florida?
Pick the line (life & health, property & casualty or adjuster), complete any required pre-licensing course, pass the state exam with Pearson VUE, get fingerprinted if required and apply through NIPR or the Florida Department of Financial Services - Division of Insurance Agent & Agency Services.
Does Florida require a pre-licensing course?
Yes — see the hours for each line in the table.