How to get an insurance license in New Jersey
Every New Jersey producer and adjuster license in one place: hours, exams, fees and links, sourced from the NJ Department of Banking and Insurance (DOBI).
New Jersey insurance license requirements
| Life | Accident & Health | Property & Casualty | Adjuster | |
|---|---|---|---|---|
| Pre-licensing education | 20 hours | 20 hours | 40 hours | — |
| Exam vendor | PSI | PSI | PSI | — |
| Exam fee | $38 | $38 | $38 | — |
| Questions / time | — | — | — | — |
| License application fee | $170 | $170 | $170 | — |
| Fingerprints | Required (IdentoGo Live Scan); ~$66 verify | Required (IdentoGo Live Scan); ~$66 verify | Required (IdentoGo Live Scan); ~$66 verify | — |
| Continuing education | 24 per 2-yr term incl. 3 ethics (N.J.A.C. 11:17-3.6) hours · 2 years | 24 per 2-yr term incl. 3 ethics (N.J.A.C. 11:17-3.6) hours · 2 years | 24 per 2-yr term incl. 3 ethics (N.J.A.C. 11:17-3.6) hours · 2 years | — |
NJ Department of Banking and Insurance (DOBI) · checked 2026-10
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Questions
How do I get an insurance license in New Jersey?
Pick the line (life & health, property & casualty or adjuster), complete any required pre-licensing course, pass the state exam with PSI, get fingerprinted if required and apply through NIPR or the NJ Department of Banking and Insurance (DOBI).
Does New Jersey require a pre-licensing course?
Yes — see the hours for each line in the table.