How to get a New Jersey adjuster license
Requirements, exam, fees and the order to do things in — from the NJ Department of Banking and Insurance (DOBI) and the exam handbook.
Step by step
- Study for the exam — New Jersey doesn't require a pre-licensing course for this license, but most first-time candidates take an exam-prep course.
- Schedule and pass the state exam with the state's exam vendor. Read the candidate handbook.
- Get fingerprinted if required — check the department.
- Apply for the license through NIPR or the NJ Department of Banking and Insurance (DOBI).
- Get appointed by an insurance company (agents) and keep up with continuing education.
Pre-licensing & exam prep courses
- ExamFX — pre-licensing and exam prep with a pass guarantee
- XCEL Solutions — low-cost online pre-licensing and exam prep
- AdjusterPro — Texas and Florida adjuster courses that waive the state exam
Pick a course approved in New Jersey. Some links may be affiliate links.
New Jersey Adjuster requirements
| Adjuster | |
|---|---|
| Pre-licensing education | — |
| Exam vendor | — |
| Exam fee | — |
| Questions / time | — |
| License application fee | — |
| Fingerprints | — |
| Continuing education | — |
Adjuster: No independent/company adjuster license in NJ; only Public Adjuster ($70 app, PSI exam, $10k bond). Independent adjusters typically use a DHS license (e.g., TX/FL) (DHS note unverified).
Minimum age 18. Sources: PSI New Jersey Insurance Candidate Information Bulletin · NIPR – New Jersey resident individual requirements · NIPR – New Jersey state information · N.J.A.C. 11:17-3.6 Continuing education. Checked 2026-10. Values marked verify haven't been confirmed against an official source yet.
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Adjuster license rules across the US
Other New Jersey licenses
Life & Health license · Property & Casualty license · All New Jersey insurance licenses
Questions
How long does it take to get a independent insurance adjuster license in New Jersey?
New Jersey has no required pre-licensing hours, so many candidates sit the exam within 1–3 weeks of studying. After you pass, license approval usually takes a few days to a few weeks after fingerprints clear.
How much does a New Jersey Adjuster license cost?
See the fees table above; add fingerprints and a course if you take one.
Who runs the New Jersey insurance exam?
The state's exam vendor. Book the exam on the vendor's site after reading the candidate handbook.