How to get an insurance license in New York
Every New York producer and adjuster license in one place: hours, exams, fees and links, sourced from the New York State Department of Financial Services.
New York insurance license requirements
| Life Agent (17-51) | Accident & Health Agent (17-52) | Property & Casualty Agent (17-56) | Independent Adjuster - General (17-70) | |
|---|---|---|---|---|
| Pre-licensing education | 20 hours | 20 hours | 90 hours | None required |
| Exam vendor | PSI | PSI | PSI | PSI |
| Exam fee | $40 | $40 | $40 | $40 |
| Questions / time | 100 · 120 min | 100 · 120 min | 150 · 150 min | 100 · 120 min |
| License application fee | $40/yr ($80 per 2-yr term) | $40/yr ($80 per 2-yr term) | $40/yr ($80 per 2-yr term) | $50/yr |
| Fingerprints | Not required for agents/brokers per CIB | Not required for agents/brokers per CIB | Not required for agents/brokers per CIB | Required (electronic fingerprints) |
| Continuing education | 15 hours · 2 years (expires on birthday) | 15 hours · 2 years | 15 hours · 2 years | none (CE applies to agents, brokers, consultants, public adjusters) hours · Expires Dec 31 of even-numbered years |
New York State Department of Financial Services · checked 2026-10
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Questions
How do I get an insurance license in New York?
Pick the line (life & health, property & casualty or adjuster), complete any required pre-licensing course, pass the state exam with PSI, get fingerprinted if required and apply through NIPR or the New York State Department of Financial Services.
Does New York require a pre-licensing course?
Yes — see the hours for each line in the table.