How to get a New York adjuster license
Requirements, exam, fees and the order to do things in — from the New York State Department of Financial Services and the exam handbook.
Step by step
- Study for the exam — New York doesn't require a pre-licensing course for this license, but most first-time candidates take an exam-prep course.
- Schedule and pass the state exam with PSI ($40). Read the candidate handbook.
- Get fingerprinted if required — Required (electronic fingerprints).
- Apply for the license through NIPR or the New York State Department of Financial Services ($50/yr).
- Get appointed by an insurance company (agents) and keep up with continuing education — none (CE applies to agents, brokers, consultants, public adjusters) hours per renewal (license term: Expires Dec 31 of even-numbered years).
Pre-licensing & exam prep courses
- ExamFX — pre-licensing and exam prep with a pass guarantee
- XCEL Solutions — low-cost online pre-licensing and exam prep
- AdjusterPro — Texas and Florida adjuster courses that waive the state exam
Pick a course approved in New York. Some links may be affiliate links.
New York Adjuster requirements
| Independent Adjuster - General (17-70) | |
|---|---|
| Pre-licensing education | None required |
| Exam vendor | PSI |
| Exam fee | $40 |
| Questions / time | 100 · 120 min |
| License application fee | $50/yr |
| Fingerprints | Required (electronic fingerprints) |
| Continuing education | none (CE applies to agents, brokers, consultants, public adjusters) hours · Expires Dec 31 of even-numbered years |
Independent Adjuster - General (17-70): Also needs $1,000 bond and 5 certificates of character. NY grants no reciprocity for adjusters; all adjusters (incl. nonresidents) must pass the NY exam. Separate IA lines: A&H, Auto, Fire, Casualty, etc.
Minimum age 18. Sources: PSI NY DFS Insurance Candidate Information Bulletin · NY DFS Prelicensing Education · NY DFS Insurance Adjuster Licensing. Checked 2026-10.
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Adjuster license rules across the US
Other New York licenses
Life & Health license · Property & Casualty license · All New York insurance licenses
Questions
How long does it take to get a independent insurance adjuster license in New York?
New York has no required pre-licensing hours, so many candidates sit the exam within 1–3 weeks of studying. After you pass, license approval usually takes a few days to a few weeks after fingerprints clear.
How much does a New York Adjuster license cost?
State fees (exam + application) come to about $90, plus fingerprints and a course if you take one.
Who runs the New York insurance exam?
PSI. Book the exam on the vendor's site after reading the candidate handbook.