How to get an insurance license in Massachusetts
Every Massachusetts producer and adjuster license in one place: hours, exams, fees and links, sourced from the Massachusetts Division of Insurance.
Massachusetts insurance license requirements
| Life | Accident & Health | Property & Casualty | Adjuster | |
|---|---|---|---|---|
| Pre-licensing education | None required | None required | None required | — |
| Exam vendor | Pearson VUE | Pearson VUE | Pearson VUE | — |
| Exam fee | $37 | $37 | $74 ($37 Property + $37 Casualty) | — |
| Questions / time | 55 (50 scored + 5 pretest) general portion + state portion | — | — | — |
| License application fee | $225 | $225 | $225 + 75 lead-paint surcharge | — |
| Fingerprints | Not required for producers verify | Not required for producers verify | Not required for producers verify | — |
| Continuing education | 60 hrs before first renewal, then 45 per 3-year cycle, incl. 3 ethics hours · 3 years | 60 hrs before first renewal, then 45 per 3-year cycle, incl. 3 ethics hours · 3 years | 60 hrs before first renewal, then 45 per 3-year cycle, incl. 3 ethics hours · 3 years | — |
Massachusetts Division of Insurance · checked 2026-10
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Questions
How do I get an insurance license in Massachusetts?
Pick the line (life & health, property & casualty or adjuster), complete any required pre-licensing course, pass the state exam with Pearson VUE, get fingerprinted if required and apply through NIPR or the Massachusetts Division of Insurance.
Does Massachusetts require a pre-licensing course?
Not for life & health (as of our last check). Many candidates still take an exam-prep course.