How to get an insurance license in Michigan
Every Michigan producer and adjuster license in one place: hours, exams, fees and links, sourced from the Michigan Department of Insurance and Financial Services.
Michigan insurance license requirements
| Life Producer (16-65) | Accident & Health Producer (16-66) | Property & Casualty Producer/Solicitor (16-81 combined) | Independent Adjuster (16-71 without WC / 16-72 with WC) | |
|---|---|---|---|---|
| Pre-licensing education | 20 verify | 20 verify | 40 verify | None required |
| Exam vendor | PSI | PSI | PSI | PSI |
| Exam fee | $41 | $41 | $41 | $41 |
| Questions / time | 100 · 120 min | 100 · 120 min | 150 · 150 min | 100 · 120 min |
| License application fee | $10 verify | $10 verify | $10 verify | $10 verify |
| Fingerprints | Not required verify | Not required verify | Not required verify | Not required verify |
| Continuing education | 24 hours · Perpetual (no renewal fee); CE every 2 years | 24 hours · Perpetual | 24 hours · Perpetual | 24 hours · Perpetual |
Michigan Department of Insurance and Financial Services · checked 2026-10
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Questions
How do I get an insurance license in Michigan?
Pick the line (life & health, property & casualty or adjuster), complete any required pre-licensing course, pass the state exam with PSI, get fingerprinted if required and apply through NIPR or the Michigan Department of Insurance and Financial Services.
Does Michigan require a pre-licensing course?
Yes — see the hours for each line in the table.