How to get an insurance license in North Carolina
Every North Carolina producer and adjuster license in one place: hours, exams, fees and links, sourced from the North Carolina Department of Insurance.
North Carolina insurance license requirements
| Life (01) | Accident & Health or Sickness (02) | Property & Casualty (separate Property 04 + Casualty 05) | Adjuster (26) | |
|---|---|---|---|---|
| Pre-licensing education | 20 hours | 20 hours | 40 (20 + 20) | None required |
| Exam vendor | Pearson VUE | Pearson VUE | Pearson VUE | Pearson VUE |
| Exam fee | $45 | $45 | $45 per exam | $45 |
| Questions / time | 75 min | 75 min | 75 per exam min | 135 min |
| License application fee | $50 verify | $50 verify | $50 per line verify | $50 verify |
| Fingerprints | Required for major lines (Live Scan/law enforcement); fee verify | Required for major lines (Live Scan/law enforcement); fee verify | Required for major lines (Live Scan/law enforcement); fee verify | Not listed for company/independent adjusters (required for public adjusters) |
| Continuing education | 24 hours · Continuous (no producer renewal application); biennial CE compliance | 24 hours · Continuous; biennial CE | 24 hours · Continuous; biennial CE | 24 hours · Annual license fee |
North Carolina Department of Insurance · checked 2026-10
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Questions
How do I get an insurance license in North Carolina?
Pick the line (life & health, property & casualty or adjuster), complete any required pre-licensing course, pass the state exam with Pearson VUE, get fingerprinted if required and apply through NIPR or the North Carolina Department of Insurance.
Does North Carolina require a pre-licensing course?
Yes — see the hours for each line in the table.