License Playbook

How to get an insurance license in Rhode Island

Every Rhode Island producer and adjuster license in one place: hours, exams, fees and links, sourced from the RI Department of Business Regulation – Insurance Division.

Rhode Island insurance license requirements

LifeAccident & HealthProperty & CasualtyAdjuster
Pre-licensing educationNone requiredNone requiredNone requiredNone required
Exam vendorPearson VUEPearson VUEPearson VUEPearson VUE
Exam fee$80$80$80 per exam$80
Questions / time90 · 120 min90 · 120 min180 · 240 min40 · 60 min
License application fee$120$120$120$250
FingerprintsNo fingerprints; certified RI Attorney General BCI name-based background check (valid 30 days); fee not confirmed verifyNo fingerprints; certified RI Attorney General BCI name-based background check (valid 30 days); fee not confirmed verifyNo fingerprints; certified RI Attorney General BCI name-based background check (valid 30 days); fee not confirmed verifyNo fingerprints; certified RI Attorney General BCI name-based background check (valid 30 days); fee not confirmed verify
Continuing education24 per 2 yrs incl. 3 ethics hours · 2 years24 per 2 yrs incl. 3 ethics hours · 2 years24 per 2 yrs incl. 3 ethics hours · 2 yearsUnverified hours · 2 years

RI Department of Business Regulation – Insurance Division · checked 2026-10

Get a free Rhode Island insurance exam study plan

Week-by-week plan, exam outline and reminders. Free.

Questions

How do I get an insurance license in Rhode Island?

Pick the line (life & health, property & casualty or adjuster), complete any required pre-licensing course, pass the state exam with Pearson VUE, get fingerprinted if required and apply through NIPR or the RI Department of Business Regulation – Insurance Division.

Does Rhode Island require a pre-licensing course?

Not for life & health (as of our last check). Many candidates still take an exam-prep course.