How to get a Rhode Island adjuster license
Requirements, exam, fees and the order to do things in — from the RI Department of Business Regulation – Insurance Division and the exam handbook.
Step by step
- Study for the exam — Rhode Island doesn't require a pre-licensing course for this license, but most first-time candidates take an exam-prep course.
- Schedule and pass the state exam with Pearson VUE ($80). Read the candidate handbook.
- Get fingerprinted if required — No fingerprints; certified RI Attorney General BCI name-based background check (valid 30 days); fee not confirmed.
- Apply for the license through NIPR or the RI Department of Business Regulation – Insurance Division ($250).
- Get appointed by an insurance company (agents) and keep up with continuing education — Unverified hours per renewal (license term: 2 years).
Pre-licensing & exam prep courses
- ExamFX — pre-licensing and exam prep with a pass guarantee
- XCEL Solutions — low-cost online pre-licensing and exam prep
- AdjusterPro — Texas and Florida adjuster courses that waive the state exam
Pick a course approved in Rhode Island (optional here, but it lifts pass rates). Some links may be affiliate links.
Rhode Island Adjuster requirements
| Adjuster | |
|---|---|
| Pre-licensing education | None required |
| Exam vendor | Pearson VUE |
| Exam fee | $80 |
| Questions / time | 40 · 60 min |
| License application fee | $250 |
| Fingerprints | No fingerprints; certified RI Attorney General BCI name-based background check (valid 30 days); fee not confirmed verify |
| Continuing education | Unverified hours · 2 years |
Adjuster: Company/Independent Adjuster license: P/C Adjuster exam (35 scored + 5 pretest); WC adjuster exam separate. License fee $250.
Minimum age 18. Sources: RI DBR producer licensing instructions · Rhode Island Insurance Candidate Handbook (Pearson VUE) · NIPR Rhode Island resident individual licensing requirements. Checked 2026-10. Values marked verify haven't been confirmed against an official source yet.
Get a free Rhode Island Adjuster study plan
A week-by-week exam plan, the exam outline and reminders to book fingerprints and apply. Free; launching soon, join the list.
Adjuster license rules across the US
Other Rhode Island licenses
Life & Health license · Property & Casualty license · All Rhode Island insurance licenses
Questions
How long does it take to get a independent insurance adjuster license in Rhode Island?
Rhode Island has no required pre-licensing hours, so many candidates sit the exam within 1–3 weeks of studying. After you pass, license approval usually takes a few days to a few weeks after fingerprints clear.
How much does a Rhode Island Adjuster license cost?
State fees (exam + application) come to about $330, plus fingerprints and a course if you take one.
Who runs the Rhode Island insurance exam?
Pearson VUE. Book the exam on the vendor's site after reading the candidate handbook.