How to get a Alabama property & casualty license
Requirements, exam, fees and the order to do things in — from the Alabama Department of Insurance and the exam handbook.
Step by step
- Study for the exam — Alabama doesn't require a pre-licensing course for this license, but most first-time candidates take an exam-prep course.
- Schedule and pass the state exam with University of Alabama (state exam vendor) ($75). Read the candidate handbook.
- Get fingerprinted if required — Required for resident producer (major lines) and adjuster applicants (since 2015); results valid 30 days; cost.
- Apply for the license through NIPR or the Alabama Department of Insurance ($80).
- Get appointed by an insurance company (agents) and keep up with continuing education — 24 hours per renewal (license term: 2 years (birth month)).
Pre-licensing & exam prep courses
- Kaplan Financial Education — state-approved pre-licensing and exam prep, the long-running market leader
- ExamFX — pre-licensing and exam prep with a pass guarantee
- AceableAgent — mobile-first pre-licensing courses
- XCEL Solutions — low-cost online pre-licensing and exam prep
Pick a course approved in Alabama (optional here, but it lifts pass rates). Some links may be affiliate links.
Alabama Property & Casualty requirements
| Property & Casualty | |
|---|---|
| Pre-licensing education | None required |
| Exam vendor | University of Alabama (state exam vendor) |
| Exam fee | $75 |
| Questions / time | 150 · 180 min |
| License application fee | $80 |
| Fingerprints | Required for resident producer (major lines) and adjuster applicants (since 2015); results valid 30 days; cost verify |
| Continuing education | 24 hours · 2 years (birth month) |
Property & Casualty: Combined P&C 150 q/3 hrs $75; Property 100/120, Casualty 125/150 at $50 each.
Minimum age 18. Sources: University of Alabama Insurance Testing (AL DOI exam vendor) · NIPR Alabama resident licensing · ALDOI Continuing Education General Info. Checked 2026-10. Values marked verify haven't been confirmed against an official source yet.
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Property & Casualty license rules across the US
Other Alabama licenses
Life & Health license · Adjuster license · All Alabama insurance licenses
Questions
How long does it take to get a property and casualty insurance license in Alabama?
Alabama has no required pre-licensing hours, so many candidates sit the exam within 1–3 weeks of studying. After you pass, license approval usually takes a few days to a few weeks after fingerprints clear.
How much does a Alabama Property & Casualty license cost?
State fees (exam + application) come to about $155, plus fingerprints and a course if you take one.
Who runs the Alabama insurance exam?
University of Alabama (state exam vendor). Book the exam on the vendor's site after reading the candidate handbook.