How to get a Iowa property & casualty license
Requirements, exam, fees and the order to do things in — from the Iowa Insurance Division and the exam handbook.
Step by step
- Study for the exam — Iowa doesn't require a pre-licensing course for this license, but most first-time candidates take an exam-prep course.
- Schedule and pass the state exam with Pearson VUE ($88). Read the candidate handbook.
- Get fingerprinted if required — Required for all residents; Fieldprint code emailed by NIPR after application (cost unverified).
- Apply for the license through NIPR or the Iowa Insurance Division ($50).
- Get appointed by an insurance company (agents) and keep up with continuing education — 36 incl. 3 ethics per 2 yrs hours per renewal (license term: 2 years).
Pre-licensing & exam prep courses
- Kaplan Financial Education — state-approved pre-licensing and exam prep, the long-running market leader
- ExamFX — pre-licensing and exam prep with a pass guarantee
- AceableAgent — mobile-first pre-licensing courses
- XCEL Solutions — low-cost online pre-licensing and exam prep
Pick a course approved in Iowa (optional here, but it lifts pass rates). Some links may be affiliate links.
Iowa Property & Casualty requirements
| Property & Casualty | |
|---|---|
| Pre-licensing education | None required |
| Exam vendor | Pearson VUE |
| Exam fee | $88 |
| Questions / time | Property 91 / Casualty 93 (incl. 10 pretest each) · 240 min |
| License application fee | $50 |
| Fingerprints | Required for all residents; Fieldprint code emailed by NIPR after application (cost unverified) verify |
| Continuing education | 36 incl. 3 ethics per 2 yrs hours · 2 years |
Property & Casualty: Property (12-IA-03) and Casualty (12-IA-04) are separate $44 exams, 2 hrs each
Minimum age 18. Sources: Pearson VUE Iowa Insurance Candidate Handbook (rev 01/2026) · NIPR Iowa resident licensing requirements · RegEd 2025 adjuster licensing review (Iowa new adjuster licenses). Checked 2026-10. Values marked verify haven't been confirmed against an official source yet.
Get a free Iowa Property & Casualty study plan
A week-by-week exam plan, the exam outline and reminders to book fingerprints and apply. Free; launching soon, join the list.
Property & Casualty license rules across the US
Other Iowa licenses
Life & Health license · Adjuster license · All Iowa insurance licenses
Questions
How long does it take to get a property and casualty insurance license in Iowa?
Iowa has no required pre-licensing hours, so many candidates sit the exam within 1–3 weeks of studying. After you pass, license approval usually takes a few days to a few weeks after fingerprints clear.
How much does a Iowa Property & Casualty license cost?
State fees (exam + application) come to about $138, plus fingerprints and a course if you take one.
Who runs the Iowa insurance exam?
Pearson VUE. Book the exam on the vendor's site after reading the candidate handbook.