How to get a Maine property & casualty license
Requirements, exam, fees and the order to do things in — from the Maine Bureau of Insurance and the exam handbook.
Step by step
- Study for the exam — Maine doesn't require a pre-licensing course for this license, but most first-time candidates take an exam-prep course.
- Schedule and pass the state exam with Pearson VUE ($80). Read the candidate handbook.
- Get fingerprinted if required — Not required for producers/adjusters.
- Apply for the license through NIPR or the Maine Bureau of Insurance ($25).
- Get appointed by an insurance company (agents) and keep up with continuing education — 24 per 2-yr compliance period incl. 3 ethics hours per renewal (license term: Continuous; biennial compliance date).
Pre-licensing & exam prep courses
- Kaplan Financial Education — state-approved pre-licensing and exam prep, the long-running market leader
- ExamFX — pre-licensing and exam prep with a pass guarantee
- AceableAgent — mobile-first pre-licensing courses
- XCEL Solutions — low-cost online pre-licensing and exam prep
Pick a course approved in Maine (optional here, but it lifts pass rates). Some links may be affiliate links.
Maine Property & Casualty requirements
| Property & Casualty | |
|---|---|
| Pre-licensing education | None required |
| Exam vendor | Pearson VUE |
| Exam fee | $80 |
| Questions / time | 157 · 210 min |
| License application fee | $25 |
| Fingerprints | Not required for producers/adjusters verify |
| Continuing education | 24 per 2-yr compliance period incl. 3 ethics hours · Continuous; biennial compliance date |
Property & Casualty: Combined P&C exam 12-ME-03 $80/210 min (~140 scored + 17 pretest); or separate Property ($55, 120 min, 85 Q) and Casualty ($55, 120 min, 93 Q).
Minimum age 18. Sources: Pearson VUE Maine insurance · Maine Insurance Candidate Handbook (Pearson VUE, Feb 2026 outlines) · NIPR Maine resident individual licensing requirements. Checked 2026-10. Values marked verify haven't been confirmed against an official source yet.
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Property & Casualty license rules across the US
Other Maine licenses
Life & Health license · Adjuster license · All Maine insurance licenses
Questions
How long does it take to get a property and casualty insurance license in Maine?
Maine has no required pre-licensing hours, so many candidates sit the exam within 1–3 weeks of studying. After you pass, license approval usually takes a few days to a few weeks after fingerprints clear.
How much does a Maine Property & Casualty license cost?
State fees (exam + application) come to about $105, plus fingerprints and a course if you take one.
Who runs the Maine insurance exam?
Pearson VUE. Book the exam on the vendor's site after reading the candidate handbook.