How to get a Minnesota property & casualty license
Requirements, exam, fees and the order to do things in — from the Minnesota Department of Commerce and the exam handbook.
Step by step
- Complete pre-licensing education — 40 hours from a Minnesota-approved provider.
- Schedule and pass the state exam with PSI ($45). Read the candidate handbook.
- Get fingerprinted if required — Required for producers and adjusters; $66.75 at PSI site (state+national check).
- Apply for the license through NIPR or the Minnesota Department of Commerce ($50 per line).
- Get appointed by an insurance company (agents) and keep up with continuing education — 24 hours per renewal (license term: 2 years).
Pre-licensing & exam prep courses
- Kaplan Financial Education — state-approved pre-licensing and exam prep, the long-running market leader
- ExamFX — pre-licensing and exam prep with a pass guarantee
- AceableAgent — mobile-first pre-licensing courses
- XCEL Solutions — low-cost online pre-licensing and exam prep
Pick a course approved in Minnesota. Some links may be affiliate links.
Minnesota Property & Casualty requirements
| Property & Casualty | |
|---|---|
| Pre-licensing education | 40 hours |
| Exam vendor | PSI |
| Exam fee | $45 |
| Questions / time | 180 min |
| License application fee | $50 per line |
| Fingerprints | Required for producers and adjusters; $66.75 at PSI site (state+national check) |
| Continuing education | 24 hours · 2 years |
Property & Casualty: Combined P&C exam 3 hrs, or Property/Casualty separately 2 hrs each at $45; 20 hrs per line.
Minimum age 18. Sources: PSI Minnesota Insurance Candidate Information Bulletin · NIPR Minnesota resident licensing. Checked 2026-10. Values marked verify haven't been confirmed against an official source yet.
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Property & Casualty license rules across the US
Other Minnesota licenses
Life & Health license · Adjuster license · All Minnesota insurance licenses
Questions
How long does it take to get a property and casualty insurance license in Minnesota?
The 40 hours of pre-licensing take most people 1–3 weeks. After you pass, license approval usually takes a few days to a few weeks after fingerprints clear.
How much does a Minnesota Property & Casualty license cost?
State fees (exam + application) come to about $95, plus fingerprints and a course if you take one.
Who runs the Minnesota insurance exam?
PSI. Book the exam on the vendor's site after reading the candidate handbook.