How to get a Minnesota adjuster license
Requirements, exam, fees and the order to do things in — from the Minnesota Department of Commerce and the exam handbook.
Step by step
- Study for the exam — Minnesota doesn't require a pre-licensing course for this license, but most first-time candidates take an exam-prep course.
- Schedule and pass the state exam with PSI ($25). Read the candidate handbook.
- Get fingerprinted if required — Required for producers and adjusters; $66.75 at PSI site (state+national check).
- Apply for the license through NIPR or the Minnesota Department of Commerce ($50 + $50 per line).
- Get appointed by an insurance company (agents) and keep up with continuing education — 24 hours per renewal (license term: 2 years).
Pre-licensing & exam prep courses
- ExamFX — pre-licensing and exam prep with a pass guarantee
- XCEL Solutions — low-cost online pre-licensing and exam prep
- AdjusterPro — Texas and Florida adjuster courses that waive the state exam
Pick a course approved in Minnesota. Some links may be affiliate links.
Minnesota Adjuster requirements
| Adjuster | |
|---|---|
| Pre-licensing education | None required |
| Exam vendor | PSI |
| Exam fee | $25 |
| Questions / time | 60 min |
| License application fee | $50 + $50 per line |
| Fingerprints | Required for producers and adjusters; $66.75 at PSI site (state+national check) |
| Continuing education | 24 hours · 2 years |
Adjuster: Independent adjuster license (P&C, Crop, WC lines); no prelicensing for adjusters; catastrophe adjuster $20 (6-month). CE 24 hrs
Minimum age 18. Sources: PSI Minnesota Insurance Candidate Information Bulletin · NIPR Minnesota resident licensing. Checked 2026-10. Values marked verify haven't been confirmed against an official source yet.
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Adjuster license rules across the US
Other Minnesota licenses
Life & Health license · Property & Casualty license · All Minnesota insurance licenses
Questions
How long does it take to get a independent insurance adjuster license in Minnesota?
Minnesota has no required pre-licensing hours, so many candidates sit the exam within 1–3 weeks of studying. After you pass, license approval usually takes a few days to a few weeks after fingerprints clear.
How much does a Minnesota Adjuster license cost?
State fees (exam + application) come to about $75, plus fingerprints and a course if you take one.
Who runs the Minnesota insurance exam?
PSI. Book the exam on the vendor's site after reading the candidate handbook.