How to get a Maryland adjuster license
Requirements, exam, fees and the order to do things in — from the Maryland Insurance Administration (MIA) and the exam handbook.
Step by step
- Study for the exam — Maryland doesn't require a pre-licensing course for this license, but most first-time candidates take an exam-prep course.
- Schedule and pass the state exam with the state's exam vendor. Read the candidate handbook.
- Get fingerprinted if required — check the department.
- Apply for the license through NIPR or the Maryland Insurance Administration (MIA).
- Get appointed by an insurance company (agents) and keep up with continuing education.
Pre-licensing & exam prep courses
- ExamFX — pre-licensing and exam prep with a pass guarantee
- XCEL Solutions — low-cost online pre-licensing and exam prep
- AdjusterPro — Texas and Florida adjuster courses that waive the state exam
Pick a course approved in Maryland (optional here, but it lifts pass rates). Some links may be affiliate links.
Maryland Adjuster requirements
| Adjuster | |
|---|---|
| Pre-licensing education | — |
| Exam vendor | — |
| Exam fee | — |
| Questions / time | — |
| License application fee | — |
| Fingerprints | — |
| Continuing education | — |
Adjuster: No independent/staff adjuster license; only Public Adjuster (exam 2023, $65; $50 app). Residents seeking IA credentials typically use FL/TX DHS.
Minimum age 18. Sources: Prometric Maryland Insurance Licensing Information Bulletin (eff. Oct 1 2026) · NIPR – Maryland resident individual requirements · MIA – Public Adjuster licenses. Checked 2026-10. Values marked verify haven't been confirmed against an official source yet.
Get a free Maryland Adjuster study plan
A week-by-week exam plan, the exam outline and reminders to book fingerprints and apply. Free; launching soon, join the list.
Adjuster license rules across the US
Other Maryland licenses
Life & Health license · Property & Casualty license · All Maryland insurance licenses
Questions
How long does it take to get a independent insurance adjuster license in Maryland?
Maryland has no required pre-licensing hours, so many candidates sit the exam within 1–3 weeks of studying. After you pass, license approval usually takes a few days to a few weeks after fingerprints clear.
How much does a Maryland Adjuster license cost?
See the fees table above; add fingerprints and a course if you take one.
Who runs the Maryland insurance exam?
The state's exam vendor. Book the exam on the vendor's site after reading the candidate handbook.