License Playbook

How to get a Pennsylvania adjuster license

Requirements, exam, fees and the order to do things in — from the Pennsylvania Insurance Department and the exam handbook.

—pre-licensing
—exam fee
—exam vendor
—state fees total

Step by step

  1. Study for the exam — Pennsylvania doesn't require a pre-licensing course for this license, but most first-time candidates take an exam-prep course.
  2. Schedule and pass the state exam with the state's exam vendor.
  3. Get fingerprinted if required — check the department.
  4. Apply for the license through NIPR or the Pennsylvania Insurance Department.
  5. Get appointed by an insurance company (agents) and keep up with continuing education.

Pre-licensing & exam prep courses

  • ExamFX — pre-licensing and exam prep with a pass guarantee
  • XCEL Solutions — low-cost online pre-licensing and exam prep
  • AdjusterPro — Texas and Florida adjuster courses that waive the state exam

Pick a course approved in Pennsylvania (optional here, but it lifts pass rates). Some links may be affiliate links.

Pennsylvania Adjuster requirements

Adjuster
Pre-licensing education—
Exam vendor—
Exam fee—
Questions / time—
License application fee—
Fingerprints—
Continuing education—

Adjuster: No independent/company adjuster license in PA (only Public Adjuster, exam 16-19, and Motor Vehicle Physical Damage Appraiser). PA residents typically use a DHS (TX/FL/NC) license.

Minimum age 18. Sources: PSI Pennsylvania Insurance Candidate Information Bulletin · PSI Pennsylvania Insurance test listing (fees). Checked 2026-10. Values marked verify haven't been confirmed against an official source yet.

Get a free Pennsylvania Adjuster study plan

A week-by-week exam plan, the exam outline and reminders to book fingerprints and apply. Free; launching soon, join the list.

Adjuster license rules across the US

License, no course requiredLicense + courseNo license (DHS route)

Other Pennsylvania licenses

Life & Health license · Property & Casualty license · All Pennsylvania insurance licenses

Questions

How long does it take to get a independent insurance adjuster license in Pennsylvania?

Pennsylvania has no required pre-licensing hours, so many candidates sit the exam within 1–3 weeks of studying. After you pass, license approval usually takes a few days to a few weeks after fingerprints clear.

How much does a Pennsylvania Adjuster license cost?

See the fees table above; add fingerprints and a course if you take one.

Who runs the Pennsylvania insurance exam?

The state's exam vendor. Book the exam on the vendor's site after reading the candidate handbook.