How to get a Texas adjuster license
Requirements, exam, fees and the order to do things in — from the Texas Department of Insurance and the exam handbook.
Step by step
- Study for the exam — Texas doesn't require a pre-licensing course for this license, but most first-time candidates take an exam-prep course.
- Schedule and pass the state exam with Pearson VUE ($49). Read the candidate handbook.
- Get fingerprinted if required — Required for residents (IdentoGO by IDEMIA; DPS+FBI); fee ~$38-50.
- Apply for the license through NIPR or the Texas Department of Insurance ($50).
- Get appointed by an insurance company (agents) and keep up with continuing education — 24 hours per renewal (license term: 2 years).
Pre-licensing & exam prep courses
- ExamFX — pre-licensing and exam prep with a pass guarantee
- XCEL Solutions — low-cost online pre-licensing and exam prep
- AdjusterPro — Texas and Florida adjuster courses that waive the state exam
Pick a course approved in Texas (optional here, but it lifts pass rates). Some links may be affiliate links.
Texas Adjuster requirements
| Adjuster - All Lines | |
|---|---|
| Pre-licensing education | None required |
| Exam vendor | Pearson VUE |
| Exam fee | $49 |
| Questions / time | 150 scored · 150 min |
| License application fee | $50 |
| Fingerprints | Required for residents (IdentoGO by IDEMIA; DPS+FBI); fee ~$38-50 verify |
| Continuing education | 24 hours · 2 years |
Adjuster - All Lines: Exam may be waived by completing a TDI-approved adjuster course within 12 months (typically ~40 h course with proctored exam). Texas is a major Designated Home State (DHS): residents of states without adjuster licensing can take the TX exam and obtain a TX nonresident adjuster license; DHS applicants must submit fingerprints.
Minimum age 18. Sources: Pearson VUE Texas Insurance Candidate Handbook · Pearson VUE Texas Insurance Content Outlines (eff. Sep 1 2026) · TDI General lines - life, accident, health and HMO. Checked 2026-10. Values marked verify haven't been confirmed against an official source yet.
Get a free Texas Adjuster study plan
A week-by-week exam plan, the exam outline and reminders to book fingerprints and apply. Free; launching soon, join the list.
Adjuster license rules across the US
Other Texas licenses
Life & Health license · Property & Casualty license · All Texas insurance licenses
Questions
How long does it take to get a independent insurance adjuster license in Texas?
Texas has no required pre-licensing hours, so many candidates sit the exam within 1–3 weeks of studying. After you pass, license approval usually takes a few days to a few weeks after fingerprints clear.
How much does a Texas Adjuster license cost?
State fees (exam + application) come to about $99, plus fingerprints and a course if you take one.
Who runs the Texas insurance exam?
Pearson VUE. Book the exam on the vendor's site after reading the candidate handbook.