How to get a Arkansas life & health license
Requirements, exam, fees and the order to do things in — from the Arkansas Insurance Department and the exam handbook.
Step by step
- Complete pre-licensing education — 20 hours from a Arkansas-approved provider.
- Schedule and pass the state exam with PSI ($50). Read the candidate handbook.
- Get fingerprinted if required — Arkansas State Police criminal background check required (ark.org link); fee paid to ASP, amount unverified.
- Apply for the license through NIPR or the Arkansas Insurance Department ($15 application (NIPR $20 per PSI bulletin)).
- Get appointed by an insurance company (agents) and keep up with continuing education — 24 incl. 3 ethics per 2 yrs hours per renewal (license term: Perpetual license; appointments renew annually June 1).
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Arkansas Life & Health requirements
| Life | Accident & Health | |
|---|---|---|
| Pre-licensing education | 20 hours | 20 hours |
| Exam vendor | PSI | PSI |
| Exam fee | $50 | $50 |
| Questions / time | 150 min | 150 min |
| License application fee | $15 application (NIPR $20 per PSI bulletin) | $15 application |
| Fingerprints | Arkansas State Police criminal background check required (ark.org link); fee paid to ASP, amount unverified verify | Arkansas State Police criminal background check required (ark.org link); fee paid to ASP, amount unverified verify |
| Continuing education | 24 incl. 3 ethics per 2 yrs hours · Perpetual license; appointments renew annually June 1 | 24 incl. 3 ethics per 2 yrs hours · Perpetual |
Life: Rule 31: 20 hrs per line; certificate required before exam
Accident & Health: Separate Health exam; Life and Health can be taken together (40 hrs combined)
Minimum age 18. Sources: PSI Arkansas Insurance Candidate Information Bulletin (6/18/2025) · NIPR Arkansas resident licensing · Arkansas Rule 31 pre-license education. Checked 2026-10. Values marked verify haven't been confirmed against an official source yet.
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Life & Health license rules across the US
Other Arkansas licenses
Property & Casualty license · Adjuster license · All Arkansas insurance licenses
Questions
How long does it take to get a life and health insurance license in Arkansas?
The 20 hours of pre-licensing take most people 1–3 weeks. After you pass, license approval usually takes a few days to a few weeks after fingerprints clear.
How much does a Arkansas Life & Health license cost?
State fees (exam + application) come to about $130, plus fingerprints and a course if you take one.
Who runs the Arkansas insurance exam?
PSI. Book the exam on the vendor's site after reading the candidate handbook.