How to get a Kansas life & health license
Requirements, exam, fees and the order to do things in — from the Kansas Insurance Department and the exam handbook.
Step by step
- Study for the exam — Kansas doesn't require a pre-licensing course for this license, but most first-time candidates take an exam-prep course.
- Schedule and pass the state exam with Pearson VUE ($57). Read the candidate handbook.
- Get fingerprinted if required — Required: $60 fingerprint fee paid with NIPR application; Pearson digital capture $20.
- Apply for the license through NIPR or the Kansas Insurance Department ($30).
- Get appointed by an insurance company (agents) and keep up with continuing education — 18 incl. 3 ethics per 2 yrs hours per renewal (license term: Biennial CE/renewal by birth month).
Pre-licensing & exam prep courses
- Kaplan Financial Education — state-approved pre-licensing and exam prep, the long-running market leader
- ExamFX — pre-licensing and exam prep with a pass guarantee
- AceableAgent — mobile-first pre-licensing courses
- XCEL Solutions — low-cost online pre-licensing and exam prep
Pick a course approved in Kansas (optional here, but it lifts pass rates). Some links may be affiliate links.
Kansas Life & Health requirements
| Life | Accident & Health | |
|---|---|---|
| Pre-licensing education | None required | None required |
| Exam vendor | Pearson VUE | Pearson VUE |
| Exam fee | $57 | $57 |
| Questions / time | 90 min | 90 min |
| License application fee | $30 | $30 |
| Fingerprints | Required: $60 fingerprint fee paid with NIPR application; Pearson digital capture $20 | Required: $60 fingerprint fee paid with NIPR application; Pearson digital capture $20 |
| Continuing education | 18 incl. 3 ethics per 2 yrs hours · Biennial CE/renewal by birth month | 18 incl. 3 ethics per 2 yrs hours · Biennial |
Life: No prelicensing (handbook). Tax clearance required. L&AH combo 12-KS-05 $64, 150 min
Accident & Health: Separate exam 12-KS-02
Minimum age 18. Sources: Pearson VUE Kansas Insurance Candidate Handbook (rev 07/2026). Checked 2026-10.
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Life & Health license rules across the US
Other Kansas licenses
Property & Casualty license · Adjuster license · All Kansas insurance licenses
Questions
How long does it take to get a life and health insurance license in Kansas?
Kansas has no required pre-licensing hours, so many candidates sit the exam within 1–3 weeks of studying. After you pass, license approval usually takes a few days to a few weeks after fingerprints clear.
How much does a Kansas Life & Health license cost?
State fees (exam + application) come to about $174, plus fingerprints and a course if you take one.
Who runs the Kansas insurance exam?
Pearson VUE. Book the exam on the vendor's site after reading the candidate handbook.