How to get a Idaho life & health license
Requirements, exam, fees and the order to do things in — from the Idaho Department of Insurance and the exam handbook.
Step by step
- Study for the exam — Idaho doesn't require a pre-licensing course for this license, but most first-time candidates take an exam-prep course.
- Schedule and pass the state exam with Pearson VUE ($65). Read the candidate handbook.
- Get fingerprinted if required — Required; $65 electronic fingerprint via Pearson VUE (valid 6 months); FBI report before issue.
- Apply for the license through NIPR or the Idaho Department of Insurance ($80).
- Get appointed by an insurance company (agents) and keep up with continuing education — 24 incl. 3 ethics per 2 yrs hours per renewal (license term: 2 years (birth month)).
Pre-licensing & exam prep courses
- Kaplan Financial Education — state-approved pre-licensing and exam prep, the long-running market leader
- ExamFX — pre-licensing and exam prep with a pass guarantee
- AceableAgent — mobile-first pre-licensing courses
- XCEL Solutions — low-cost online pre-licensing and exam prep
Pick a course approved in Idaho (optional here, but it lifts pass rates). Some links may be affiliate links.
Idaho Life & Health requirements
| Life | Accident & Health | |
|---|---|---|
| Pre-licensing education | None required | None required |
| Exam vendor | Pearson VUE | Pearson VUE |
| Exam fee | $65 | $65 |
| Questions / time | 86 (75 scored + 11 pretest) · 120 min | 86 (75 scored + 11 pretest) · 120 min |
| License application fee | $80 | $80 |
| Fingerprints | Required; $65 electronic fingerprint via Pearson VUE (valid 6 months); FBI report before issue | Required; $65 electronic fingerprint via Pearson VUE (valid 6 months); FBI report before issue |
| Continuing education | 24 incl. 3 ethics per 2 yrs hours · 2 years (birth month) | 24 incl. 3 ethics per 2 yrs hours · 2 years |
Life: No prelicensing; no pre-approval to test; results valid 180 days
Accident & Health: Separate exam InsID-AH0002
Minimum age 18. Sources: Pearson VUE Idaho Insurance Candidate Handbook (rev 03/2026) · NIPR Idaho resident licensing · Idaho DOI continuing education. Checked 2026-10.
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Life & Health license rules across the US
Other Idaho licenses
Property & Casualty license · Adjuster license · All Idaho insurance licenses
Questions
How long does it take to get a life and health insurance license in Idaho?
Idaho has no required pre-licensing hours, so many candidates sit the exam within 1–3 weeks of studying. After you pass, license approval usually takes a few days to a few weeks after fingerprints clear.
How much does a Idaho Life & Health license cost?
State fees (exam + application) come to about $290, plus fingerprints and a course if you take one.
Who runs the Idaho insurance exam?
Pearson VUE. Book the exam on the vendor's site after reading the candidate handbook.