How to get a Louisiana life & health license
Requirements, exam, fees and the order to do things in — from the Louisiana Department of Insurance and the exam handbook.
Step by step
- Study for the exam — Louisiana doesn't require a pre-licensing course for this license, but most first-time candidates take an exam-prep course.
- Schedule and pass the state exam with PSI ($36). Read the candidate handbook.
- Get fingerprinted if required — Required for all exam-based producer and adjuster licenses (IdentoGO/Idemia, LSP); cost.
- Apply for the license through NIPR or the Louisiana Department of Insurance ($75).
- Get appointed by an insurance company (agents) and keep up with continuing education — 24 hours per renewal (license term: 2 years).
Pre-licensing & exam prep courses
- Kaplan Financial Education — state-approved pre-licensing and exam prep, the long-running market leader
- ExamFX — pre-licensing and exam prep with a pass guarantee
- AceableAgent — mobile-first pre-licensing courses
- XCEL Solutions — low-cost online pre-licensing and exam prep
Pick a course approved in Louisiana (optional here, but it lifts pass rates). Some links may be affiliate links.
Louisiana Life & Health requirements
| Life | Accident & Health | |
|---|---|---|
| Pre-licensing education | None required | None required |
| Exam vendor | PSI | PSI |
| Exam fee | $36 | $36 |
| Questions / time | — | — |
| License application fee | $75 | $75 |
| Fingerprints | Required for all exam-based producer and adjuster licenses (IdentoGO/Idemia, LSP); cost verify | Required for all exam-based producer and adjuster licenses (IdentoGO/Idemia, LSP); cost verify |
| Continuing education | 24 hours · 2 years | 24 hours · 2 years |
Life: PSI bulletin (1/1/2025): no prelicensing for any exam except Public Adjuster and Bail Bond (statute language on prelicensing conflicts; bulletin governs). Combined Life/H&A exam $58. Test-center only since 7/8/2024.
Accident & Health: 'Health and Accident or Sickness' exam 102.
Minimum age 18. Sources: PSI Louisiana Insurance Candidate Information Bulletin · NIPR Louisiana resident licensing. Checked 2026-10. Values marked verify haven't been confirmed against an official source yet.
Get a free Louisiana Life & Health study plan
A week-by-week exam plan, the exam outline and reminders to book fingerprints and apply. Free; launching soon, join the list.
Life & Health license rules across the US
Other Louisiana licenses
Property & Casualty license · Adjuster license · All Louisiana insurance licenses
Questions
How long does it take to get a life and health insurance license in Louisiana?
Louisiana has no required pre-licensing hours, so many candidates sit the exam within 1–3 weeks of studying. After you pass, license approval usually takes a few days to a few weeks after fingerprints clear.
How much does a Louisiana Life & Health license cost?
State fees (exam + application) come to about $222, plus fingerprints and a course if you take one.
Who runs the Louisiana insurance exam?
PSI. Book the exam on the vendor's site after reading the candidate handbook.