How to get a Nevada life & health license
Requirements, exam, fees and the order to do things in — from the Nevada Division of Insurance and the exam handbook.
Step by step
- Study for the exam — Nevada doesn't require a pre-licensing course for this license, but most first-time candidates take an exam-prep course.
- Schedule and pass the state exam with Pearson VUE ($37). Read the candidate handbook.
- Get fingerprinted if required — Required within 90 days of applying (approved vendors e.g. IdentoGO ~ $60, unverified).
- Apply for the license through NIPR or the Nevada Division of Insurance ($185).
- Get appointed by an insurance company (agents) and keep up with continuing education — 24 incl. 3 ethics per 3-yr term hours per renewal (license term: 3 years).
Pre-licensing & exam prep courses
- Kaplan Financial Education — state-approved pre-licensing and exam prep, the long-running market leader
- ExamFX — pre-licensing and exam prep with a pass guarantee
- AceableAgent — mobile-first pre-licensing courses
- XCEL Solutions — low-cost online pre-licensing and exam prep
Pick a course approved in Nevada (optional here, but it lifts pass rates). Some links may be affiliate links.
Nevada Life & Health requirements
| Life | Accident & Health | |
|---|---|---|
| Pre-licensing education | None required | None required |
| Exam vendor | Pearson VUE | Pearson VUE |
| Exam fee | $37 | $37 |
| Questions / time | 90 (80 scored + 10 pretest) · 120 min | 98 (88 scored + 10 pretest) · 135 min |
| License application fee | $185 | $185 |
| Fingerprints | Required within 90 days of applying (approved vendors e.g. IdentoGO ~ $60, unverified) verify | Required within 90 days of applying (approved vendors e.g. IdentoGO ~ $60, unverified) verify |
| Continuing education | 24 incl. 3 ethics per 3-yr term hours · 3 years | 24 incl. 3 ethics per 3-yr term hours · 3 years |
Life: No prelicensing education for major lines. L/H combo exam InsNV_LAH05 $47, 215 min
Accident & Health: Separate 'Health' exam; combo with Life available ($47)
Minimum age 18. Sources: Pearson VUE Nevada Insurance Candidate Handbook · NIPR Nevada resident licensing requirements. Checked 2026-10. Values marked verify haven't been confirmed against an official source yet.
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Life & Health license rules across the US
Other Nevada licenses
Property & Casualty license · Adjuster license · All Nevada insurance licenses
Questions
How long does it take to get a life and health insurance license in Nevada?
Nevada has no required pre-licensing hours, so many candidates sit the exam within 1–3 weeks of studying. After you pass, license approval usually takes a few days to a few weeks after fingerprints clear.
How much does a Nevada Life & Health license cost?
State fees (exam + application) come to about $444, plus fingerprints and a course if you take one.
Who runs the Nevada insurance exam?
Pearson VUE. Book the exam on the vendor's site after reading the candidate handbook.