How to get a Wisconsin life & health license
Requirements, exam, fees and the order to do things in — from the Office of the Commissioner of Insurance (OCI) and the exam handbook.
Step by step
- Complete pre-licensing education — 20 hours from a Wisconsin-approved provider.
- Schedule and pass the state exam with PSI ($75). Read the candidate handbook.
- Get fingerprinted if required — Required (Fieldprint, code FPWIOCIInsurance); $34.75.
- Apply for the license through NIPR or the Office of the Commissioner of Insurance (OCI) ($10 per line).
- Get appointed by an insurance company (agents) and keep up with continuing education — 24 per 2 years incl. 3 ethics; no carryover hours per renewal (license term: 2 years (end of birth month)).
Pre-licensing & exam prep courses
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Wisconsin Life & Health requirements
| Life | Accident & Health | |
|---|---|---|
| Pre-licensing education | 20 hours | 20 hours |
| Exam vendor | PSI | PSI |
| Exam fee | $75 | $75 |
| Questions / time | — | — |
| License application fee | $10 per line | $10 per line |
| Fingerprints | Required (Fieldprint, code FPWIOCIInsurance); $34.75 | Required (Fieldprint, code FPWIOCIInsurance); $34.75 |
| Continuing education | 24 per 2 years incl. 3 ethics; no carryover hours · 2 years (end of birth month) | 24 per 2 years incl. 3 ethics; no carryover hours · 2 years |
Life: 20 hrs = 8 hrs principles/WI law/ethics + 12 hrs line-specific; must pass proctored course exam; certificate valid 1 year.
Accident & Health: Separate A&H exam 22-03.
Minimum age 18. Sources: PSI Wisconsin OCI Candidate Information Bulletin (rev. March 15 2026) · NIPR – Wisconsin resident individual requirements. Checked 2026-10.
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Life & Health license rules across the US
Other Wisconsin licenses
Property & Casualty license · Adjuster license · All Wisconsin insurance licenses
Questions
How long does it take to get a life and health insurance license in Wisconsin?
The 20 hours of pre-licensing take most people 1–3 weeks. After you pass, license approval usually takes a few days to a few weeks after fingerprints clear.
How much does a Wisconsin Life & Health license cost?
State fees (exam + application) come to about $170, plus fingerprints and a course if you take one.
Who runs the Wisconsin insurance exam?
PSI. Book the exam on the vendor's site after reading the candidate handbook.