How to get a Georgia life & health license
Requirements, exam, fees and the order to do things in — from the Georgia Office of Commissioner of Insurance and Safety Fire and the exam handbook.
Step by step
- Complete pre-licensing education — 8 hours from a Georgia-approved provider.
- Schedule and pass the state exam with Pearson VUE ($67). Read the candidate handbook.
- Get fingerprinted if required — Required (IdentoGO, after Sircon application); fee ~$50.
- Apply for the license through NIPR or the Georgia Office of Commissioner of Insurance and Safety Fire ($100 license + $20 processing).
- Get appointed by an insurance company (agents) and keep up with continuing education — 24 hours per renewal (license term: 2 years (expires end of birth month)).
Pre-licensing & exam prep courses
- Kaplan Financial Education — state-approved pre-licensing and exam prep, the long-running market leader
- ExamFX — pre-licensing and exam prep with a pass guarantee
- AceableAgent — mobile-first pre-licensing courses
- XCEL Solutions — low-cost online pre-licensing and exam prep
Pick a course approved in Georgia. Some links may be affiliate links.
Georgia Life & Health requirements
| Life (01) | Accident & Sickness (02) | |
|---|---|---|
| Pre-licensing education | 8 hours | 8 hours |
| Exam vendor | Pearson VUE | Pearson VUE |
| Exam fee | $67 | $67 |
| Questions / time | 90 (80 scored + 10 pretest) · 120 min | 90 (80+10) · 120 min |
| License application fee | $100 license + $20 processing | $100 + $20 |
| Fingerprints | Required (IdentoGO, after Sircon application); fee ~$50 verify | Required (IdentoGO, after Sircon application); fee ~$50 verify |
| Continuing education | 24 hours · 2 years (expires end of birth month) | 24 hours · 2 years |
Life (01): Current handbook lists 8-hour Life course (taken within 12 months). Combined Life/A&S (05): 135 Q (125+10), 150 min. CE 24 h incl. 3 ethics. 8h/line differs from the older 40h/line figure — re-verify.
Accident & Sickness (02): 8h/line differs from the older 40h/line figure — re-verify.
Minimum age 18. Sources: Pearson VUE Georgia Insurance Candidate Handbook · Pearson VUE Georgia Content Outlines. Checked 2026-10. Values marked verify haven't been confirmed against an official source yet.
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Life & Health license rules across the US
Other Georgia licenses
Property & Casualty license · Adjuster license · All Georgia insurance licenses
Questions
How long does it take to get a life and health insurance license in Georgia?
The 8 hours of pre-licensing take most people 1–3 weeks. After you pass, license approval usually takes a few days to a few weeks after fingerprints clear.
How much does a Georgia Life & Health license cost?
State fees (exam + application) come to about $334, plus fingerprints and a course if you take one.
Who runs the Georgia insurance exam?
Pearson VUE. Book the exam on the vendor's site after reading the candidate handbook.