How to get a Vermont life & health license
Requirements, exam, fees and the order to do things in — from the Vermont Department of Financial Regulation – Insurance Division and the exam handbook.
Step by step
- Study for the exam — Vermont doesn't require a pre-licensing course for this license, but most first-time candidates take an exam-prep course.
- Schedule and pass the state exam with Prometric ($52). Read the candidate handbook.
- Get fingerprinted if required — Not mentioned by DFR or NIPR (likely none; unverified).
- Apply for the license through NIPR or the Vermont Department of Financial Regulation – Insurance Division ($60).
- Get appointed by an insurance company (agents) and keep up with continuing education — 24 per 2 yrs (resident producers) hours per renewal (license term: 2 yrs; expires Mar 31 of odd years (not prorated)).
Pre-licensing & exam prep courses
- Kaplan Financial Education — state-approved pre-licensing and exam prep, the long-running market leader
- ExamFX — pre-licensing and exam prep with a pass guarantee
- AceableAgent — mobile-first pre-licensing courses
- XCEL Solutions — low-cost online pre-licensing and exam prep
Pick a course approved in Vermont (optional here, but it lifts pass rates). Some links may be affiliate links.
Vermont Life & Health requirements
| Life | Accident & Health | |
|---|---|---|
| Pre-licensing education | None required | None required |
| Exam vendor | Prometric | Prometric |
| Exam fee | $52 verify | $52 verify |
| Questions / time | — | — |
| License application fee | $60 | $60 |
| Fingerprints | Not mentioned by DFR or NIPR (likely none; unverified) verify | Not mentioned by DFR or NIPR (likely none; unverified) verify |
| Continuing education | 24 per 2 yrs (resident producers) hours · 2 yrs; expires Mar 31 of odd years (not prorated) | 24 per 2 yrs (resident producers) hours · Mar 31 odd years |
Life: No formal pre-licensing. App $30 + license $30. Handbook dated 2019; Prometric site blocked fetch.
Minimum age 18. Sources: VT DFR Producer License · VT DFR PC Adjuster · NIPR Vermont resident individual licensing requirements. Checked 2026-10. Values marked verify haven't been confirmed against an official source yet.
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Life & Health license rules across the US
Other Vermont licenses
Property & Casualty license · Adjuster license · All Vermont insurance licenses
Questions
How long does it take to get a life and health insurance license in Vermont?
Vermont has no required pre-licensing hours, so many candidates sit the exam within 1–3 weeks of studying. After you pass, license approval usually takes a few days to a few weeks after fingerprints clear.
How much does a Vermont Life & Health license cost?
State fees (exam + application) come to about $224, plus fingerprints and a course if you take one.
Who runs the Vermont insurance exam?
Prometric. Book the exam on the vendor's site after reading the candidate handbook.