How to get a Delaware life & health license
Requirements, exam, fees and the order to do things in — from the Delaware Department of Insurance and the exam handbook.
Step by step
- Study for the exam — Delaware doesn't require a pre-licensing course for this license, but most first-time candidates take an exam-prep course.
- Schedule and pass the state exam with Pearson VUE ($90). Read the candidate handbook.
- Get fingerprinted if required — State (SBI) + FBI criminal history reports required, dated within 90 days; cost unverified (~$65-85).
- Apply for the license through NIPR or the Delaware Department of Insurance ($125).
- Get appointed by an insurance company (agents) and keep up with continuing education — 24 per 2 yrs incl. 3 ethics (Reg. 504; unverified hours) hours per renewal (license term: 2 years).
Pre-licensing & exam prep courses
- Kaplan Financial Education — state-approved pre-licensing and exam prep, the long-running market leader
- ExamFX — pre-licensing and exam prep with a pass guarantee
- AceableAgent — mobile-first pre-licensing courses
- XCEL Solutions — low-cost online pre-licensing and exam prep
Pick a course approved in Delaware (optional here, but it lifts pass rates). Some links may be affiliate links.
Delaware Life & Health requirements
| Life | Accident & Health | |
|---|---|---|
| Pre-licensing education | None required | None required |
| Exam vendor | Pearson VUE | Pearson VUE |
| Exam fee | $90 | $90 |
| Questions / time | 106 · 135 min | 115 · 135 min |
| License application fee | $125 | $125 |
| Fingerprints | State (SBI) + FBI criminal history reports required, dated within 90 days; cost unverified (~$65-85) verify | State (SBI) + FBI criminal history reports required, dated within 90 days; cost unverified (~$65-85) verify |
| Continuing education | 24 per 2 yrs incl. 3 ethics (Reg. 504; unverified hours) hours · 2 years | 24 per 2 yrs incl. 3 ethics (Reg. 504; unverified hours) hours · 2 years |
Life: DOI requires no pre-licensing. General 60 Q/75 min + State 46 Q/60 min. One $90 fee covers multiple major-line exams same day.
Accident & Health: General 60 Q + State 55 Q.
Minimum age 18. Sources: Delaware Insurance Candidate Handbook (Pearson VUE) · NIPR Delaware resident individual licensing requirements. Checked 2026-10. Values marked verify haven't been confirmed against an official source yet.
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Life & Health license rules across the US
Other Delaware licenses
Property & Casualty license · Adjuster license · All Delaware insurance licenses
Questions
How long does it take to get a life and health insurance license in Delaware?
Delaware has no required pre-licensing hours, so many candidates sit the exam within 1–3 weeks of studying. After you pass, license approval usually takes a few days to a few weeks after fingerprints clear.
How much does a Delaware Life & Health license cost?
State fees (exam + application) come to about $430, plus fingerprints and a course if you take one.
Who runs the Delaware insurance exam?
Pearson VUE. Book the exam on the vendor's site after reading the candidate handbook.