How to get a Indiana life & health license
Requirements, exam, fees and the order to do things in — from the Indiana Department of Insurance (IDOI) and the exam handbook.
Step by step
- Complete pre-licensing education — 20 hours from a Indiana-approved provider.
- Schedule and pass the state exam with Pearson VUE ($69). Read the candidate handbook.
- Get fingerprinted if required — Not required for producers per IDOI pages reviewed.
- Apply for the license through NIPR or the Indiana Department of Insurance (IDOI) ($40).
- Get appointed by an insurance company (agents) and keep up with continuing education — 24 per 2 years (3 ethics if Life/A&H licensed); expires end of birth month hours per renewal (license term: 2 years).
Pre-licensing & exam prep courses
- Kaplan Financial Education — state-approved pre-licensing and exam prep, the long-running market leader
- ExamFX — pre-licensing and exam prep with a pass guarantee
- AceableAgent — mobile-first pre-licensing courses
- XCEL Solutions — low-cost online pre-licensing and exam prep
Pick a course approved in Indiana. Some links may be affiliate links.
Indiana Life & Health requirements
| Life | Accident & Health | |
|---|---|---|
| Pre-licensing education | 20 hours | 20 hours |
| Exam vendor | Pearson VUE | Pearson VUE |
| Exam fee | $69 | $69 |
| Questions / time | 95 · 120 min | 95 · 120 min |
| License application fee | $40 | $40 |
| Fingerprints | Not required for producers per IDOI pages reviewed verify | Not required for producers per IDOI pages reviewed verify |
| Continuing education | 24 per 2 years (3 ethics if Life/A&H licensed); expires end of birth month hours · 2 years | 24 per 2 years (3 ethics if Life/A&H licensed); expires end of birth month hours · 2 years |
Life: Life & Health combo: 40 hrs, 150 q / 180 min, $69. Pre-licensing certificate valid 6 months.
Accident & Health: Separate Health exam.
Minimum age 18. Sources: Pearson VUE Indiana Insurance Candidate Handbook (Aug 2026) · IDOI – Resident licensing requirements · IDOI – Resident adjuster requirements · IDOI – CE requirements by license type. Checked 2026-10. Values marked verify haven't been confirmed against an official source yet.
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Life & Health license rules across the US
Other Indiana licenses
Property & Casualty license · Adjuster license · All Indiana insurance licenses
Questions
How long does it take to get a life and health insurance license in Indiana?
The 20 hours of pre-licensing take most people 1–3 weeks. After you pass, license approval usually takes a few days to a few weeks after fingerprints clear.
How much does a Indiana Life & Health license cost?
State fees (exam + application) come to about $218, plus fingerprints and a course if you take one.
Who runs the Indiana insurance exam?
Pearson VUE. Book the exam on the vendor's site after reading the candidate handbook.