How to get a Hawaii life & health license
Requirements, exam, fees and the order to do things in — from the Hawaii Insurance Division (DCCA) and the exam handbook.
Step by step
- Study for the exam — Hawaii doesn't require a pre-licensing course for this license, but most first-time candidates take an exam-prep course.
- Schedule and pass the state exam with Pearson VUE ($75). Read the candidate handbook.
- Get fingerprinted if required — Required before application via Fieldprint (code HI-DCCA-INS); cost unverified.
- Apply for the license through NIPR or the Hawaii Insurance Division (DCCA) ($150).
- Get appointed by an insurance company (agents) and keep up with continuing education — 24 incl. 3 ethics per 2 yrs hours per renewal (license term: 2 years).
Pre-licensing & exam prep courses
- Kaplan Financial Education — state-approved pre-licensing and exam prep, the long-running market leader
- ExamFX — pre-licensing and exam prep with a pass guarantee
- AceableAgent — mobile-first pre-licensing courses
- XCEL Solutions — low-cost online pre-licensing and exam prep
Pick a course approved in Hawaii (optional here, but it lifts pass rates). Some links may be affiliate links.
Hawaii Life & Health requirements
| Life | Accident & Health | |
|---|---|---|
| Pre-licensing education | None required | None required |
| Exam vendor | Pearson VUE | Pearson VUE |
| Exam fee | $75 | $75 |
| Questions / time | 120 min | 120 min |
| License application fee | $150 | $150 |
| Fingerprints | Required before application via Fieldprint (code HI-DCCA-INS); cost unverified verify | Required before application via Fieldprint (code HI-DCCA-INS); cost unverified verify |
| Continuing education | 24 incl. 3 ethics per 2 yrs hours · 2 years | 24 incl. 3 ethics per 2 yrs hours · 2 years |
Life: No prelicensing education required (handbook). General 75 + State 45 min
Accident & Health: Separate exam
Minimum age 18. Sources: Pearson VUE Hawaii Insurance Candidate Handbook (rev 01/2026) · NIPR Hawaii resident licensing. Checked 2026-10. Values marked verify haven't been confirmed against an official source yet.
Get a free Hawaii Life & Health study plan
A week-by-week exam plan, the exam outline and reminders to book fingerprints and apply. Free; launching soon, join the list.
Life & Health license rules across the US
Other Hawaii licenses
Property & Casualty license · Adjuster license · All Hawaii insurance licenses
Questions
How long does it take to get a life and health insurance license in Hawaii?
Hawaii has no required pre-licensing hours, so many candidates sit the exam within 1–3 weeks of studying. After you pass, license approval usually takes a few days to a few weeks after fingerprints clear.
How much does a Hawaii Life & Health license cost?
State fees (exam + application) come to about $450, plus fingerprints and a course if you take one.
Who runs the Hawaii insurance exam?
Pearson VUE. Book the exam on the vendor's site after reading the candidate handbook.