How to get a Oklahoma life & health license
Requirements, exam, fees and the order to do things in — from the Oklahoma Insurance Department and the exam handbook.
Step by step
- Study for the exam — Oklahoma doesn't require a pre-licensing course for this license, but most first-time candidates take an exam-prep course.
- Schedule and pass the state exam with PSI ($38). Read the candidate handbook.
- Get fingerprinted if required — Not required for producers/adjusters per bulletin (bail bond only).
- Apply for the license through NIPR or the Oklahoma Insurance Department ($60).
- Get appointed by an insurance company (agents) and keep up with continuing education — 24 hours per renewal (license term: 2 years).
Pre-licensing & exam prep courses
- Kaplan Financial Education — state-approved pre-licensing and exam prep, the long-running market leader
- ExamFX — pre-licensing and exam prep with a pass guarantee
- AceableAgent — mobile-first pre-licensing courses
- XCEL Solutions — low-cost online pre-licensing and exam prep
Pick a course approved in Oklahoma (optional here, but it lifts pass rates). Some links may be affiliate links.
Oklahoma Life & Health requirements
| Life | Accident & Health | |
|---|---|---|
| Pre-licensing education | None required | None required |
| Exam vendor | PSI | PSI |
| Exam fee | $38 | $38 |
| Questions / time | — | — |
| License application fee | $60 | $60 |
| Fingerprints | Not required for producers/adjusters per bulletin (bail bond only) verify | Not required for producers/adjusters per bulletin (bail bond only) verify |
| Continuing education | 24 hours · 2 years | 24 hours · 2 years |
Life: No prelicensing education (only bail bond 16 hrs); exams based on Kaplan study manuals sold by OID; combined L/A&H $38; exam valid 2 years.
Minimum age 18. Sources: PSI Oklahoma Insurance Candidate Information Bulletin · OID Candidate Information Bulletin · NIPR Oklahoma resident licensing. Checked 2026-10. Values marked verify haven't been confirmed against an official source yet.
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Life & Health license rules across the US
Other Oklahoma licenses
Property & Casualty license · Adjuster license · All Oklahoma insurance licenses
Questions
How long does it take to get a life and health insurance license in Oklahoma?
Oklahoma has no required pre-licensing hours, so many candidates sit the exam within 1–3 weeks of studying. After you pass, license approval usually takes a few days to a few weeks after fingerprints clear.
How much does a Oklahoma Life & Health license cost?
State fees (exam + application) come to about $196, plus fingerprints and a course if you take one.
Who runs the Oklahoma insurance exam?
PSI. Book the exam on the vendor's site after reading the candidate handbook.