How to get a New Hampshire life & health license
Requirements, exam, fees and the order to do things in — from the New Hampshire Insurance Department and the exam handbook.
Step by step
- Study for the exam — New Hampshire doesn't require a pre-licensing course for this license, but most first-time candidates take an exam-prep course.
- Schedule and pass the state exam with PSI ($59). Read the candidate handbook.
- Get fingerprinted if required — Not required.
- Apply for the license through NIPR or the New Hampshire Insurance Department ($210).
- Get appointed by an insurance company (agents) and keep up with continuing education — 24 incl. 3 ethics per 2 yrs hours per renewal (license term: 2 years).
Pre-licensing & exam prep courses
- Kaplan Financial Education — state-approved pre-licensing and exam prep, the long-running market leader
- ExamFX — pre-licensing and exam prep with a pass guarantee
- AceableAgent — mobile-first pre-licensing courses
- XCEL Solutions — low-cost online pre-licensing and exam prep
Pick a course approved in New Hampshire (optional here, but it lifts pass rates). Some links may be affiliate links.
New Hampshire Life & Health requirements
| Life | Accident & Health | |
|---|---|---|
| Pre-licensing education | None required | None required |
| Exam vendor | PSI | PSI |
| Exam fee | $59 | $59 |
| Questions / time | — | — |
| License application fee | $210 | $210 |
| Fingerprints | Not required verify | Not required verify |
| Continuing education | 24 incl. 3 ethics per 2 yrs hours · 2 years | 24 incl. 3 ethics per 2 yrs hours · 2 years |
Life: No prelicensing (bulletin). Life & L/AH exams test-center only from 7/6/2026
Accident & Health: Separate 12-62; combined L/AH 12-63 $72
Minimum age 18. Sources: PSI New Hampshire Insurance Candidate Information Bulletin (8/4/2026) · NIPR New Hampshire resident licensing. Checked 2026-10. Values marked verify haven't been confirmed against an official source yet.
Get a free New Hampshire Life & Health study plan
A week-by-week exam plan, the exam outline and reminders to book fingerprints and apply. Free; launching soon, join the list.
Life & Health license rules across the US
Other New Hampshire licenses
Property & Casualty license · Adjuster license · All New Hampshire insurance licenses
Questions
How long does it take to get a life and health insurance license in New Hampshire?
New Hampshire has no required pre-licensing hours, so many candidates sit the exam within 1–3 weeks of studying. After you pass, license approval usually takes a few days to a few weeks after fingerprints clear.
How much does a New Hampshire Life & Health license cost?
State fees (exam + application) come to about $538, plus fingerprints and a course if you take one.
Who runs the New Hampshire insurance exam?
PSI. Book the exam on the vendor's site after reading the candidate handbook.