How to get a Utah life & health license
Requirements, exam, fees and the order to do things in — from the Utah Insurance Department and the exam handbook.
Step by step
- Study for the exam — Utah doesn't require a pre-licensing course for this license, but most first-time candidates take an exam-prep course.
- Schedule and pass the state exam with Prometric ($32). Read the candidate handbook.
- Get fingerprinted if required — Required for initial resident license; $27 FBI/BCI + $6 Prometric live scan.
- Apply for the license through NIPR or the Utah Insurance Department ($75).
- Get appointed by an insurance company (agents) and keep up with continuing education — 24 hours per renewal (license term: 2 years).
Pre-licensing & exam prep courses
- Kaplan Financial Education — state-approved pre-licensing and exam prep, the long-running market leader
- ExamFX — pre-licensing and exam prep with a pass guarantee
- AceableAgent — mobile-first pre-licensing courses
- XCEL Solutions — low-cost online pre-licensing and exam prep
Pick a course approved in Utah (optional here, but it lifts pass rates). Some links may be affiliate links.
Utah Life & Health requirements
| Life | Accident & Health | |
|---|---|---|
| Pre-licensing education | None required | None required |
| Exam vendor | Prometric | Prometric |
| Exam fee | $32 | $32 |
| Questions / time | 100 · 120 min | 100 · 120 min |
| License application fee | $75 | $75 |
| Fingerprints | Required for initial resident license; $27 FBI/BCI + $6 Prometric live scan | Required for initial resident license; $27 FBI/BCI + $6 Prometric live scan |
| Continuing education | 24 hours · 2 years | 24 hours · 2 years |
Life: No prelicensing education required; combined L/A&H exam $44, 150 q/2.5 hrs; must apply within 90 days of passing; CE 24 incl 3 ethics
Minimum age 18. Sources: Prometric Utah Insurance Licensing Information Bulletin (eff. 9/25/2025) · NIPR Utah resident licensing. Checked 2026-10. Values marked verify haven't been confirmed against an official source yet.
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Life & Health license rules across the US
Other Utah licenses
Property & Casualty license · Adjuster license · All Utah insurance licenses
Questions
How long does it take to get a life and health insurance license in Utah?
Utah has no required pre-licensing hours, so many candidates sit the exam within 1–3 weeks of studying. After you pass, license approval usually takes a few days to a few weeks after fingerprints clear.
How much does a Utah Life & Health license cost?
State fees (exam + application) come to about $214, plus fingerprints and a course if you take one.
Who runs the Utah insurance exam?
Prometric. Book the exam on the vendor's site after reading the candidate handbook.