How to get a Mississippi life & health license
Requirements, exam, fees and the order to do things in — from the Mississippi Insurance Department and the exam handbook.
Step by step
- Complete pre-licensing education — 20 hours from a Mississippi-approved provider.
- Schedule and pass the state exam with Pearson VUE ($50). Read the candidate handbook.
- Get fingerprinted if required — Not required for producers/adjusters (bail agents fingerprinted at Department).
- Apply for the license through NIPR or the Mississippi Insurance Department ($100).
- Get appointed by an insurance company (agents) and keep up with continuing education — 24 incl. 3 ethics per 2 yrs hours per renewal (license term: 2 years).
Pre-licensing & exam prep courses
- Kaplan Financial Education — state-approved pre-licensing and exam prep, the long-running market leader
- ExamFX — pre-licensing and exam prep with a pass guarantee
- AceableAgent — mobile-first pre-licensing courses
- XCEL Solutions — low-cost online pre-licensing and exam prep
Pick a course approved in Mississippi. Some links may be affiliate links.
Mississippi Life & Health requirements
| Life | Accident & Health | |
|---|---|---|
| Pre-licensing education | 20 hours | 20 hours |
| Exam vendor | Pearson VUE | Pearson VUE |
| Exam fee | $50 | $50 |
| Questions / time | 120 min | 120 min |
| License application fee | $100 | $100 |
| Fingerprints | Not required for producers/adjusters (bail agents fingerprinted at Department) | Not required for producers/adjusters (bail agents fingerprinted at Department) |
| Continuing education | 24 incl. 3 ethics per 2 yrs hours · 2 years | 24 incl. 3 ethics per 2 yrs hours · 2 years |
Life: 20 hrs per line; L/AH combo exam InsMS-LAH05 150 min $50 with 40 hrs
Accident & Health: Split line available (InsMS-Health02)
Minimum age 18. Sources: Pearson VUE Mississippi Insurance Candidate Handbook (2025) · Pearson VUE Mississippi insurance page. Checked 2026-10. Values marked verify haven't been confirmed against an official source yet.
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Life & Health license rules across the US
Other Mississippi licenses
Property & Casualty license · Adjuster license · All Mississippi insurance licenses
Questions
How long does it take to get a life and health insurance license in Mississippi?
The 20 hours of pre-licensing take most people 1–3 weeks. After you pass, license approval usually takes a few days to a few weeks after fingerprints clear.
How much does a Mississippi Life & Health license cost?
State fees (exam + application) come to about $300, plus fingerprints and a course if you take one.
Who runs the Mississippi insurance exam?
Pearson VUE. Book the exam on the vendor's site after reading the candidate handbook.